Guarantee Trust Life — Short-Term Home Health Care
- Home
- About Us
Founded in 1936, Guarantee Trust Life Insurance Company (GTL) has a history of ground-breaking insurance products designed to provide policyholders access to cutting-edge medical advancements and care.
About This Product
This is not long-term care insurance. Short-term home health care insurance provides specific home health care benefits when you experience certain qualifying conditions. The product, its features, and available riders vary by state.
How Coverage Works
Home health care benefits activate if you suffer a cognitive disability or cannot perform two of the six Activities of Daily Living (ADLs). When eligible, covered services are provided in the home to help restore or maintain independence.
Home Health Care Benefits
Common services covered include (examples):
- Skilled Nursing Care (RN)
- General Nursing Care (LPN/LVN)
- Physical Therapy
- Occupational Therapy
- Speech Pathology
- Respirational Therapy
- Enterostomal Therapy
- Chemotherapy Specialist
- Medical Social Services
Assistance with Daily Living
Examples of ADL support that may be included in home health services: Feeding, Grooming, Bathing, Toileting, Transferring, Dressing
Additional Riders Available
Optional riders may include:
- Ambulance Benefit Rider
- Accident & Sickness Hospitalization Rider
- Dental & Vision Rider
- Critical Accident Rider
- Return of Premium Upon Death Rider
Questions? Ready to Learn More?
Contact us to review costs, state availability, and the full outline of coverage.
Contact Us