Guarantee Trust Life Insurance
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- Guarantee Trust Life Insurance
Founded in 1936
- A.M. Best rating A- (Excellent)
- Heritage Plan is available in 48 states and the District of Columbia (Not available in CA or NY)
- Issue Age range 50-85, $2,500-$20,000—— 86-90, $2,500-$10,000
- Graded Death Benefit Whole Life coverage benefits from $2,500 to $25,000
- Year 1 is premiums paid plus 5%
- Year 2 is 50% of policy face amount
- Year 3 is 100% of policy face amount
- Full face amount is payable on accidental death in year 1 and year 2
- Can be sold remotely
- E-application only (Tablet, Smartphone and PC Platforms)
- No MIB, RX, PHI or Underwriting Screens
- 5 yes/no health questions
- No height or weight guidelines
- Full chargeback of commissions if any death occurs in 1st year
- Instant Issue
- Electronic Policy Delivery
- ACH bank draft only
