Hospital Indemnity, Longview TX
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Hospital Confinement Indemnity Insurance is designed to help fill some of your health insurance plan’s co-payments, deductibles, and out-of-pocket expenses.
We do not offer every plan available in your area.
Any information we provide is limited to those plans we do
offer in your area. Please contact Medicare.gov or
1-800-MEDICARE to get information on all of your options.
Any information we provide is limited to those plans we do
offer in your area. Please contact Medicare.gov or
1-800-MEDICARE to get information on all of your options.
How does it work?
Should you be confined to a hospital, Hospital Indemnity Insurance will pay you between $100 and $750 per day, based on the plan you select. You can choose a 3-10 day or 15-day benefit period, which will restore after 60 days of no hospital confinement. A 1-day benefit is also available with a daily benefit amount of up to $2,500.
Cash benefits are paid directly to you to help cover the costs associated with hospital confinement, ambulance trips, critical accidents, skilled nursing stays, and more.
Why do I need it?
Unexpected medical costs can add up – even if you have health insurance Advantage Plus Elite is an affordable way to help protect your savings from all the costs of deductibles, co-pays, and additional expenses not covered by your major health insurance plan. Benefits are paid directly to you, so you can use the funds any way you choose.
Things to Know
- After being confined in the hospital for days, some people are surprised to discover their stay was categorized as “hospital observation.” Plans that cover hospital observation.
- Plans guaranteed issue for ages 64 1/2 to 65 1/2 and a simple yes/no application for other ages.
- Coverage is guaranteed renewable for life as long as your premiums are paid on time.
